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MONEYDANCE REVIEW SOFTWAREMoneydance is useful, effective personal finance software with a good set of reporting features, and some handy additions for watching investment accounts. There are also options for looking for answers to your questions in the Knowledge Base or by browsing the public discussions. You can start a discussion with members of the support team, which is either a private or public discussion depending on how you mark it. And syncing data from bank to Moneydance account is also secure. The syncing from mobile app to software takes place with the Dropbox platform, so this ensures your data is safe. MONEYDANCE REVIEW PCThe synching between the mobile app and the PC software works through Dropbox so you need a Dropbox account if you are going to use the mobile app to “speak” to the PC. The app allows you to enter transactions, make changes to your budget, and check your cash flow situation. MONEYDANCE REVIEW FOR ANDROIDThe Moneydance mobile app is a free add-on and works for Android and iOS. We used the cash flow report which is a good indication of where your money is going and how you spend it each month. There’s no specific tax reporting feature but you can sort and analyze by category. You can print charts and graphs or save them as image files. Simple reports include cash flow, overall budget report, income versus expenses, and net worth. Choose which type of graph you want to display, and enter the settings for date range and type of data. Moneydance offers some pretty impressive reporting options and it is one of the most comprehensive sets of data reporting tools available. If you don’t spend all of your budget you can roll it over to the next month, but Moneydance has none of the focus of a software like YNAB on saving, getting out of debt, or general money management tips. The feature for copying an entire budget over to the next month is useful and saves time if your spending remains the same each month. If you want to set alerts you can have the software remind you when you are reaching a limit. You can change the budget display and look at only current items, and you can adjust the budget limit as you progress through the month. The color of the line changes as you get close to your limit or exceed it. You start by creating a budget and then adjusting the categories with individual limits. The budgeting tool in Moneydance is effective but not entirely comprehensive – it doesn’t seem to be the main focus for the software. Moneydance links to stock price information sites so you can check the value of stocks in real time. Through this accounts feature you can view the total value or monitor individual stocks or funds. Moneydance adds a little more to the accounts offering by focusing on investments, and you can bring your portfolios into the program in order to watch your stocks, bonds, and mutual funds. And you can attach files and documents to any transaction, including scans or photos of paper receipts. Use the feature to set up a regular payment schedule for transactions that occur often, and you can make sure you don’t miss any payments. The auto-complete section for the payee is useful and it helps save a little time. If you prefer you can add the transactions manually or use the accounts feature to reconcile the account against a statement. In reality, it is not completely automatic and it does need a bit of tweaking – for example you need to confirm each transaction after it has been brought in. It should automatically clean up and categorize transactions to keep the workload at a minimum for you. You can link to all kinds of account from checking to credit card and loan account. MONEYDANCE REVIEW DOWNLOADIt will automatically download transactions from your accounts and allow you to make payments direct from Moneydance. If you like the idea of linking your bank accounts directly with your personal finance program, Moneydance is designed to meet your needs. MONEYDANCE REVIEW TRIALA free trial is available if you need to look at the program before purchase. The cost is the same no matter how many different operating systems you use or how much data you work with. Moneydance is available as a one-off download ($49.99) to be installed on however many computers you have in your home. Moneydance lacks the advanced budget-setting features of other software, however. You can link the software to your bank accounts to automatically download transactions and the mobile app is handy for on-the-go financial management. Moneydance is a nice and easy program to use with its clear interface and lack of complicated options. ![]()
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